PRIVACY POLICY & REFUND POLICY 

Introduction 

Welcome to Antahkarana Gnana Nilayam Ashram (the “Ashram” or “We”) website located at www.agnashram.org (the “Website”). The Ashram provides this Website to you subject to the following Terms of Use and Privacy Policy (together, the “Terms”). When you use this Website, you agree to abide by these Terms. 

Please read the Terms carefully. 

The Ashram reserves the right to make changes to this Website and to modify the Terms at any time at its sole discretion. We encourage you to review the Terms frequently for modifications. By your use of this Website, you agree to abide by any such modifications to the Terms, which are binding on you. 

I. Privacy Policy 

This Privacy Policy describes the Ashram’s agreement with you regarding how we will handle certain information on the Website. This Privacy Policy does not address information obtained from other sources such as submissions by mail, phone or other devices or from personal contact. By accessing the Website and/or providing information to the Ashram on the Website, you consent to the collection, use, and disclosure of certain information in accordance with this Privacy Policy. 

Information Collected on Our Website: 

If you merely download material or browse through the Website, our servers may automatically collect certain information from you which may include: (a) the name of the domain and host from which you access the Internet; (b) the browser software you use and your operating system; and (c) the Internet address of the website from which you linked to the Website. The information we automatically collect may be used to improve the Website to make it as useful as possible for our visitors; however, such information will not be tied to the personal information you choose to provide to us. 

We do collect and keep personally identifiable information when you choose to voluntarily submit such information. For example, if you choose to fill out a form on the Website, we retain the information submitted by you. You should not submit any information that you do not want to be retained. After we have taken the appropriate action in response to your submittal, we retain the information you submit for our records and to contact you from time to time. Please note that if we decide to change the manner in which we use or retain personal information, we may update this Privacy Policy, at our sole discretion. 

Disclosure of Personal Information to Third Parties: 

The Ashram does not rent or sell personal information that you choose to provide to us nor does the Ashram disclose credit card or other personal financial information to third parties other than as necessary to complete a credit card or other financial transaction or as required by law. The Ashram does engage certain third parties to perform functions and provide services, including, without limitation, hosting and maintenance, customer relationship, database storage and management, payment transaction and direct marketing campaigns. We will share your personal information with these third parties, but only to the extent necessary to perform the functions and provide the services, and only pursuant to binding contractual obligations requiring such third parties to maintain the privacy and security of your data. 

Receiving Promotional Materials: 

We may send you information or materials such as newsletters, ebooks, whitepapers by e-mail or postal mail when you submit addresses via the Website. By your using the Website, you are consenting to our sending you such information or materials. 

If you do not want to receive promotional information or material, please send an email with your name, you can opt to unsubscribe. When we receive your request, we may take reasonable steps to remove your name from such lists. 

Cookies: 

A cookie is a small text file that a website can place on your computer’s hard drive for record-keeping or other administrative purposes. Our Website may use cookies to help to personalize your experience on the Website. Although most web browsers accept cookies automatically, usually you can modify your browser setting to decline cookies. If you decide to decline cookies, you may not be able to fully use the features of the Website. Cookies may also be used at certain sites accessible through links on the Website. 

Links to Other Websites: 

The Ashram is not responsible for the practices or policies of the websites linked to or from the Website, including without limitation their privacy practices or policies. If you elect to use a link that accesses another party’s website, you will be subject to that website’s practices and policies. 

II. Terms of Use

For Informational Purposes Only 

The Ashram makes available the information on this Website for informational purposes only. You are solely responsible for the information you provide on this Website and for the information you use that you view on this Website. Information on this Website is not intended to be a replacement for direct consultation with the Ashram; if you have questions or concerns, please contact the Ashram directly. 

Copyright and Trademark Information 

The content included on this Website, such as data, text, graphics, logos, images and software and its compilation is the property of the Ashram and/or its content suppliers and is protected by copyright and trademark laws. In the event, you upload any content including, without limitation, photographs or videos to this Website, you (i) represent to the Ashram and its affiliates that you have all rights necessary to upload the content; (ii) agree to indemnify the Ashram and its affiliates for any third party infringement or other claims related thereto; and (iii) hereby license to the Ashram and its affiliates a perpetual non-cancellable royalty-free license to use such uploaded content for any purposes in any media now existing or hereafter developed. 

License for Your Use 

For any period of time that you use this Website and abide by these terms, the Ashram grants to you a limited, revocable and nonexclusive license to access this Website for your use but not to copy, download or modify it, or any portion of it, except with the express written consent of the Ashram. This Website or any portion of this Website may not be reproduced, duplicated, copied, sold, visited or otherwise exploited without the express written consent of the Ashram. You may not utilize framing to enclose any trademark, logo, content or other proprietary information contained on this Website without the express written consent of the Ashram. You may not use any meta tags or any other “hidden text” utilizing the Ashram or its affiliates’ name or trademarks without the Ashram’s express written consent. 

You agree to use this Website only for lawful purposes, and you acknowledge that your failure to do so may subject you to civil or criminal liability. You are responsible for ensuring that any materials you upload, post or submit to this Website do not violate the copyright, trademark, trade secret or other personal or proprietary rights of any third party and you hereby agree to indemnify the Ashram for any third party infringement or personal rights claims. You agree not to disrupt, modify, or interfere with this Website or its associated software, hardware and servers in any way and you agree not to impede or interfere with others’ use of this Website. You further agree not to alter or tamper with any information or materials on or associated with this Website.  Any unauthorized use or violation of these terms automatically terminates any permission or license granted by the Aahram to access and use this Website. 

Website Links 

This Website may provide links or references to third-party websites or applications, including without limitation, third-party websites or applications of advertisers or of providers of informational articles or other users. The Ashram is not responsible for any information you choose to provide to those third-party websites or applications; any information, products or services you acquire from those third-party websites or applications, or any damages arising from your access to or use of those third-party websites or applications. 

Any links to third-party websites and applications are provided as a convenience to the visitors of this Website and any inclusion of any such links in this Website does not imply an endorsement or warranty of the third-party websites or applications or their security, content, products, offerings or services. You are cautioned that any third party websites or applications are governed by their own terms of use and privacy policies, so when linking you should make sure to visit the appropriate pages of those third-party websites or applications to determine what terms of use and privacy policies will apply to your use. 

Disclaimer of Warranties and Limitation of Liability 

THE ASHRAM MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THIS WEBSITE OR THE MATERIALS AND/OR CONTENT AND/OR LINKS ON THIS WEBSITE FOR ANY PURPOSE. BY YOUR ACCESS TO THIS WEBSITE, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE USING THIS WEBSITE AND/OR ANY LINKS TO THIRD PARTY WEBSITES AT YOUR OWN RISK. THIS WEBSITE IS PROVIDED BY THE ASHRAM ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THE ASHRAM DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, MATERIAL, CONTENT, TEXT, GRAPHICS, EMAIL RESPONSES, LINKS AND OTHER ITEMS CONTAINED ON THIS WEBSITE OR ON ANY OTHER THIRD PARTY WEBSITE. THE ASHRAM DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR MESSAGES SENT FROM THE ASHRAM ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. THE SCHO SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE, OR ITS CONTENT OR ANY THIRD PARTY MATERIAL OR WEBSITE, INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES. 

THE INFORMATION CONTAINED ON THIS WEBSITE AND IN ANY RESPONSES TO YOU ARE INTENDED TO BE FOR GENERAL INFORMATION PURPOSES ONLY AND ARE NOT CONFIDENTIAL. ANY INFORMATION YOU PROVIDE YOU DO AT YOUR OWN RISK. THIS INFORMATION SHOULD NOT BE USED AS A SUBSTITUTE FOR CONSULTING WITH THE ASHRAM OR OTHER PROVIDERS. 

Applicable Law and Jurisdiction 

By visiting this Website, you agree that these Terms for all purposes shall be governed and construed in accordance with the laws of the State of Tamilnadu, without regard to principles of conflict of law, and that any action based on or alleging a breach of these provisions must be brought in a state or high court located in the State of Tamilnadu. In addition, you agree to submit to the personal jurisdiction and venue of such courts. 

  

III. GENERAL INFORMATION: 

General 

The Ashram may make changes to the information, content and/or policies contained on this Website or the offerings and/or services described on this Website or the Website at any time at its sole discretion with or without notice. The Ashram makes no commitment and undertakes no obligation for it or its users to update the information contained herein. If any of these provisions are deemed invalid, void or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the Terms. 

Return, Refund, and Cancellation Policy 

Online transactions via the Online portal do not have any cancellation option for the Donors. 

In case of duplicate payment, Donors would have to approach the Accounts Section of the Ashram Office for separate refund requests by providing proof of the duplicate transaction(s) reference/bank statement showing duplicate debits. 

No refunds would be made via the online facility.